Posts Tagged ‘buying a house

16
Feb
10

parking garage lessons.

I’m lucky enough to work downtown and have a paid parking spot in my office. Crazy huh?! Don’t ask me how THAT happened! Every day the parking garage management team posts a saying/phrase to read when you enter/exit the garage. It’s a nice touch. Today, the sign read the following:

Be grateful for what you have – while you work towards what you want.

This feels so relevant to my life right now. I’m getting antsy to be in a bigger living space and own a house. I’m constantly looking on Redfin to check out the homes that are just out of my reach. It’s torture. I’m not looking for anything huge or fancy. A small, old, 2-bedroom, single family home with a cute yard, large kitchen and ample storage space would be perfect. Oh, the meals I could make with a bigger kitchen. The plants I would grow in a yard. And the sleep I would get without the noise that accompanies apartment living.  <<Insert a gigantic sigh here.>>

The truth is we are just not in a position to buy a home right now – it doesn’t matter how bad I want it. We aren’t. And even more disappointing, it may be a few years before we are. It’s not that I’m unhappy with where we are at. I want to be clear: I AM HAPPY. But there is an annoying part of me who wants to move up, evolve, improve…progress. And it’s that part of me that is struggling.

On the flip side, there is a youthful part of me (let’s call her Kindy-Mindy) that is relieved not to be tied to a mortgage in this economic climate. I’m not looking at how my home has devalued and I’m not stressing about foreclosures or unemployment. Kindy-Mindy reminds me that I’m only 28 – and that owning a home is for grown-ups. Kindy-Mindy still sleeps in until 11am on weekends and has been known to throw up from drinking too much. Home owners have to be responsible and wake up early on weekends to mow the lawn. Kindy-Mindy tells me that if I owned a home, Thailand for 17 days would have been completely out of the question.  Kindy-Mindy says I have my whole life to own a house.

On the other hand, I tend to be a tad ambitious. A Driven-Debbie if you will. Ambition is an interesting characteristic to have. It has both good and bad implications. I wouldn’t be where I am today without Debbie. I’ve always been driven. Always. For the most part, I think my ambition has served me well. On the other hand, it’s a slippery slope. I’m terrified I’m going to turn into one of those unhappy people who are never satisfied with what they have and are always longing for more. You know the type. It seems like a miserable existence – empty and discontented.

The bottom line is that I need to keep reminding myself that we ARE progressing. Buying a house is only one small piece of the puzzle. Perhaps I can pacify Debbie with a different goal?  Maybe I’m feeling this way because I’ve been in this particular apartment for so long. Maybe I just need a change of scenery. Regardless, I will try to be thankful for what I have now. And live in the moment a little bit more.  And remind myself that I already have everything I need.  Thanks parking garage management team!

(Also, I think I should start hanging out more often with this Kindy-Mindy character. She sounds like one cool chick!)

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10
Mar
09

a buyer’s market.

Graduate high school. <check>

Move out. <check>

Graduate college. <check>

Get a job. <check x3>

Meet the man of your dreams. <check>

Get engaged and married. <anxiously waiting>

Buy a house. <eeeek>

For so many years, I was discouraged by the Seattle housing market. Values were increasing like crazy and bidding wars were the norm. There was this sense of urgency to “break into the market”. If you could just get in, then your home value would increase and you’d be able to sell two years later for a decent profit. It was completely outside of my reach.

Fast forward to today. Values are decreasing and many homes are sitting on the market for months. It’s FINALLY a buyer’s market. I obsessively check redfin to monitor prices and new listings. The problem is…that I’m not quite ready for it! I need to save some money first, but I’m scared that I’m going to miss the window. Practical Kindra is telling me to be patient, save my money and wait until I’m absolutely ready. Risk-taker Kindra is telling me that we are “in it to win it” and that the early bird gets the worm. There will never be a perfect time; act now. As you can see, I’ve got a heated internal battle going on inside me!

Drama queen? I think so. Ok, so I’ve overdramatized this a tad, but you get the point. I can’t help but think about these things and I don’t want to miss my opportunity. I work hard and eventually I deserve to own a home. I guess I’ll just have to wait and see. Unfortunately, patience is not my strong suit.

On a side note, typing out that list at the top of the post made me sick to my stomach. Can you say predictable and boring?! Of course, context is everything and I was trying to make a point. I could also write a list of all the fun, amazing and unconventional things I’ve done. Even so, I’m still feeling a little nauseous. I think I’ll go shave my head or take up the cello or something.




a blog for anyone, but mostly for me.
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